*FINANCE CHARGES accrue from the date of purchase at the regular purchase rate in effect from time to time and all accrued FINANCE CHARGES will be added to your Account for the entire promotional period if qualifying purchases (including premiums for optional credit insurance) are not paid in full before the end of the promotional period or if you fail to make any required payment on your Account when due or make a payment to us that is not honored.

With credit approval for qualifying purchases made on The Home Depot or EXPO Design Center Consumer Credit Card, Rates as low as 17.99% APR; Actual rates from 17.99% - 26.99% APR; Fewer than half of applicants will qualify for a rate of less than 25.99% APR. Default APR 29.99% (rates may vary). Minimum FINANCE CHARGE: $2. See card agreement for details including when the default rate applies. Offer is only valid for consumer accounts and is subject to change without notice.